Author BCRC Official
Published on 8 July 2024
The case depicts the success story of the SME financing division of one of the leading financial institutions of the country, LankaBangla Finance Limited (LBFL). The company has been operating for over two decades in the market. Despite being a financial institution, the company took around a decade to initiate its core business. While the company enjoyed initial success with retail and corporate products, it struggled for 3 to 4 years to succeed with small and medium enterprises (SMEs). This case simply reflects the journey of SME financing— from struggling to develop a strong portfolio base to continue growth at higher rates. The case does not focus on any problems; nor does it review the situation in depth.